Moving Expenses Assistance

Move In Easier with iQRATE Mortgages & Partner Agents!

Buying a home is exciting, but moving can be costly and stressful. To help make your transition smoother, iQRATE Mortgages has teamed up with select partner real estate agents to offer Moving Expenses Assistance! When you work with both iQRATE for your home loan and a participating partner agent for your home purchase, you can receive help covering your moving costs.

Program Overview:

Finance your home purchase through iQRATE Mortgages AND use one of our designated partner real estate agents to represent you in buying that same home, and you'll be eligible for financial assistance towards your professional moving company expenses.

How It Works:

• Team Up: Choose iQRATE Mortgages for your purchase loan financing and select a participating real estate agent from our partner network to guide your home purchase.

• Get Moving Assistance: Upon successfully closing on your home using both services, you will receive assistance towards your qualified moving expenses based on your final loan amount. This benefit is jointly funded by iQRATE Mortgages and your participating partner agent. The total assistance amount is determined by the following tiers:

o Loans up to $149,999: Receive $2,000 total assistance ($1,000 funded by iQRATE).

o Loans $150,000 - $299,999: Receive $3,000 total assistance ($1,500 funded by iQRATE).

o Loans $300,000 - $449,999: Receive $4,000 total assistance ($2,000 funded by iQRATE).

o Loans $450,000 - $599,999: Receive $5,000 total assistance ($2,500 funded by iQRATE).

o Loans $600,000 - $749,999: Receive $6,000 total assistance ($3,000 funded by iQRATE).

o Loans $750,000 - $899,999: Receive $7,000 total assistance ($3,500 funded by iQRATE).

o (Additional tiers apply for loan amounts above $899,999, increasing by $1,000 total assistance for every $150,000 in loan amount, up to a maximum loan amount of $1,999,999. Please ask your Loan Officer for the full tier chart.)

• Claiming the Benefit: After successfully closing your loan and home purchase, you will need to provide documentation from your chosen licensed and insured professional moving company, typically including both their initial quote and the final invoice. Upon verification of these documents, payment for the eligible assistance amount (based on your loan amount tier) will be made directly to the moving company on your behalf. (Specific process details will be provided upon enrollment).

Eligibility Requirements:

1. You must obtain your purchase mortgage financing through iQRATE Mortgages.

2. You must be represented by a designated, participating partner real estate agent for the purchase of the same property being financed by iQRATE.

3. The transaction must be a purchase of a primary residence. (Investment properties, second homes, and refinances are typically excluded).

4. You must successfully close on both the home purchase with the partner agent and the mortgage loan with iQRATE Mortgages.

5. Assistance applies only to costs incurred with a licensed and insured professional moving company, as evidenced by appropriate documentation (quote and final invoice). You are free to choose any licensed and insured moving company that meets your needs. Alternatively, you may request our optional list of vetted moving companies who may offer pre-negotiated discounts directly to you. The choice of mover is entirely yours.

Important Terms & Disclaimers:

• This offer is contingent upon using both iQRATE Mortgages (for financing) and a participating partner real estate agent (for purchase representation) for the same qualifying transaction.

• This is not a commitment to lend or a guarantee of loan approval. All loans are subject to credit approval, underwriting approval, and property eligibility. Representation terms are subject to your agreement with the partner real estate agent.

• The specific amount of assistance, eligibility criteria (including loan amount tiers), and claim process details are subject to the program terms in effect at the time of your application/agreement.

• This benefit is non-transferable.

• Any assistance received may have tax implications. Please consult with a tax advisor.

• iQRATE Mortgages and participating partner agents reserve the right to modify or discontinue this program at any time without prior notice, except for clients already under contract for both services with this program referenced.

Interested in Moving Assistance?

Ask your iQRATE Mortgages Loan Officer for details about this program, the full assistance tier chart, a list of participating partner real estate agents in your area, and information on our optional list of vetted moving partners!