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Reviewed by David Ghazaryan, Mortgage Broker, NMLS 1486726 · iQRATE Mortgages · Last updated: October 13, 2026
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A Hollywood, Florida mortgage broker compares many lenders for the FHA, conventional, VA, condo and investor loans used in southern Broward County. iQRATE Mortgages (NMLS 1862492) is licensed in Florida and shops more than 100 lenders on complex files. Broward's 2026 limits are $832,750 conforming and $667,000 FHA.
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5.0 stars from 87 reviews on Experience.com (October 2026) · Read David's reviews on Experience.com
Hollywood sits between Fort Lauderdale and Miami. Buyers include first-time buyers who are priced out of Miami, retirees buying beach condos, and investors. Housing ranges from 1950s single-family homes to oceanfront towers.
Part of our Florida mortgage broker coverage. We're licensed in Florida under company NMLS 1862492 and work Hollywood files from our Las Vegas office, closing with local escrow and title.
Areas and ZIPs we lend in: Hollywood Beach (33019), downtown and Hollywood Lakes (33020), Emerald Hills (33021), west Hollywood (33024), Hallandale Beach (33009), Dania Beach (33004) and Pembroke Pines (33024, 33025).
Many low-rise buildings near the beach are decades old and subject to Florida's milestone inspection and reserve rules. Special assessments are common. We check the condo questionnaire early.
Homes built in the 1950s–70s may have older roofs, plumbing and electrical systems, which affect insurance. Florida insurers often want a four-point and wind mitigation inspection.
Hollywood Lakes, between Young Circle and the beach, has 1920s and 1950s homes on the canals with flood and wind insurance to price. Emerald Hills and Hollywood Hills have larger lots and older ranch homes. West of I-95, neighborhoods are more affordable and often used by first-time buyers.
Buildings along the Broadwalk range from small co-ops to newer towers. Co-ops are harder to finance than condos, and few lenders do co-op loans in Florida. Ask whether the building is a condo or a co-op before you fall in love with a unit.
Hollywood sits near Fort Lauderdale-Hollywood International Airport and Port Everglades, and Memorial Regional Hospital is a major employer. Airline, port and hospital shift pay counts with a history.
Older Hollywood homes often need a four-point and wind mitigation inspection before an insurer will write a policy, and roofs past their useful life can make insurance hard to find. Ask the seller for permits on any addition or garage conversion, which are common in older neighborhoods. For condos, request the questionnaire, reserves and any special assessment. Get flood quotes east of US-1 and near canals.
Many central Hollywood homes were built in the 1950s and 1960s, and some have additions that weren't permitted. FHA appraisers look for safety issues like peeling paint, roof leaks and missing handrails, which sellers may need to fix before closing. A renovation loan can roll repairs into the mortgage. Duplexes and small multifamily buildings near Young Circle and Dixie Highway can work for house hacking with FHA, which allows as little as 3.5% down when you live in one unit.
These neighbors share Hollywood's Broward limits and many of its condo issues. Hallandale's towers near Gulfstream Park and Dania Beach's older homes near the airport each have their own city millage and flood maps.
Several Hollywood neighborhoods lie along canals that connect to the Intracoastal, and FEMA maps change over time. Check the current map for the address and get an elevation certificate when one exists.
Florida basics that apply here: the seller customarily pays documentary stamps on the deed ($0.70 per $100; $0.60 in Miami-Dade). The buyer pays two mortgage taxes: doc stamps on the note ($0.35 per $100 of the loan) and intangible tax (0.2% of the loan), or $2,200 on a $400,000 loan. Homeowners insurance, plus flood insurance in many zones, is among the most expensive in the country, and lenders collect the first year's premium plus escrow months, so prepaids are often the biggest part of cash to close. Owner-occupants get the homestead exemption and Save Our Homes (3% cap), but the assessment resets when a home sells. Whole-home rentals of under 30 days need a state DBPR vacation-rental license. Statewide down payment help includes Florida Hometown Heroes (5% of the loan, $10,000–$35,000, when funded) and FL Assist (up to $10,000), plus county SHIP funds.
Closing costs are what it costs you to get the loan: origination, discount points, appraisal, and escrow and title. Cash to close also includes your prepaids (first-year homeowners insurance, daily interest to month-end, and an escrow deposit for your own future property taxes and insurance) plus your down payment. Prepaids aren't a cost of the loan; they're your own bills paid ahead. In Hollywood, the first full year of homeowners insurance, flood insurance where required, and the escrow deposit are usually the largest prepaids; east of US-1 and near the Intracoastal, flood premiums can be high. Your actual closing costs depend on county, price and loan type, so we don't quote a one-size range: every line is itemized on your Loan Estimate, and our Bare Bones guarantee means we add no fees of our own. Compare states on our closing costs by state page.
Broward County: conforming $832,750 and FHA $667,000 for a one-unit home (FHFA and HUD).
Conventional (as little as 3% down for eligible first-time buyers), FHA (3.5% down, 580+ score), VA (no down payment for eligible veterans with full entitlement), jumbo above the conforming limit, DSCR loans that qualify on rent, bank statement loans for self-employed borrowers, asset-based and 1099 loans, and rate-and-term or cash-out refinances. As a broker we compare wholesale lenders, more than 100 on complex files, instead of one bank's menu.
Terms for each are on its own page; see all iQRATE guarantees.
$667,000 for a one-unit home in Broward County. The conforming limit is $832,750.
Many older buildings do under Florida law.
An insurer-required check of the roof, electrical, plumbing and HVAC on older homes.
Lenders require it in high-risk zones, common east of US-1.
Yes, with no down payment for eligible borrowers.
Florida Housing programs are available to eligible buyers.
Closing costs depend on the price, loan type and county, so yours are itemized on your Loan Estimate rather than quoted as a range. Closing costs are what it costs to get the loan (origination, points, appraisal, escrow and title). Cash to close also includes prepaids and your down payment; in Hollywood, the first full year of homeowners insurance, flood insurance where required, and the escrow deposit are usually the largest prepaids; east of US-1 and near the Intracoastal, flood premiums can be high.
Most of our loans close in under 30 days. For eligible full-documentation conventional, FHA and VA purchases, our goal is 17 calendar days from signing initial disclosures.
Get My Custom Rate Now · or call (702) 766-3744
iQRATE Mortgages · NMLS 1862492 · 6360 S Rainbow Blvd Ste 101, Las Vegas, NV 89118 · Licensed in Nevada, California, Texas and Florida. David Ghazaryan, Mortgage Broker, NMLS 1486726. Verify us on NMLS Consumer Access. Equal Housing Opportunity. Programs, rates and terms change and are subject to credit, property and underwriting approval; local facts on this page come from the public sources below and are not legal or tax advice.
More: Florida mortgage broker · DSCR loans · Bank statement loans · Our guarantees · Closing costs by state
