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Direct answer: a portfolio loan for a Los Angeles rental is investor financing that does not follow Fannie Mae and Freddie Mac rules. It is either a loan a lender keeps under its own guidelines or one blanket loan that covers several rentals. iQRATE Mortgages is a mortgage broker. We compare wholesale lenders for you. The lender funds the loan, not iQRATE.
By David Ghazaryan, Mortgage Broker (NMLS 1486726), iQRATE Mortgages (NMLS 1862492) · Last updated November 12, 2026
Quick answer: for a Los Angeles rental, "portfolio loan" can mean a loan a lender keeps under its own guidelines, or one blanket note across several rentals. Which one fits depends on how high the purchase price runs against the rent, how many mortgaged properties you already carry and whether you will hold, refinance or sell. iQRATE Mortgages is a licensed mortgage broker, not a direct lender: the lender funds any loan, and we compare investor programs across wholesale lenders for Los Angeles-area purchases. Programs, terms and eligibility vary by lender, and every loan is subject to credit, property and underwriting approval.
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Portfolio and DSCR loans are business-purpose loans for non-owner-occupied investment property only. They are not for a home you or your family will live in.
Property type narrows the route before income does. The table pairs the properties Los Angeles rental buyers most often look at with the routes worth comparing. It is general guidance, with no rates, payments or specific lender terms, and each lender sets its own rules.
| Property | Routes worth comparing | What to confirm early |
|---|---|---|
| Single-family rental | Agency loan if income documents cleanly; DSCR if income is self-employed or already stretched | Rent against the full payment at the purchase price |
| Duplex to fourplex | Agency, DSCR or portfolio; agency rules treat the building as one property | Rent for every unit and how the lender counts it |
| Condo | Agency or DSCR | Association dues and the lender's review of the association |
| Several rentals under one owner | Blanket loan or separate loans | Release terms, prepayment provisions, entity rules |
| Purchase that must close quickly or needs work | Bridge or private money, then refinance | A clear refinance or sale plan |
| Self-employed owner, strong cash flow | Bank statement or 1099 income program | Deposit history and eligible property types |
Our national guides cover each route in depth: portfolio loans, serial investor loans, DSCR loans, bank statement loans and our investor hub. This page stays on what is specific to Los Angeles.
Agency financing counts every mortgaged property you own, including your own home, and it sets a ceiling on how many it will allow, with extra reserve rules as the count grows. Fannie Mae publishes these rules in its Selling Guide: multiple financed properties, minimum reserves and borrower eligibility. Ask any lender how it counts your financed properties and what reserves it requires as the count grows.
Agency loans also generally want a natural-person borrower. That matters to anyone who holds, or plans to hold, California rentals in an LLC. The Franchise Tax Board explains how California taxes LLCs; talk to a tax professional and an attorney about entity choice before you close, because moving a property into an entity can interact with the loan. For a cash-out refinance on a rental you already own, see Fannie Mae's cash-out refinance rules; DSCR and portfolio lenders write their own.
DSCR is the property's monthly rent divided by its full monthly payment: principal, interest, taxes, insurance and any HOA dues. A ratio near 1.00 means rent roughly covers the payment. Each lender sets its own minimum and its own paperwork, and some treat short-term or multi-unit income differently. Because taxes and insurance sit in the payment, Los Angeles purchases where price runs high against rent are tested hardest, as the Census figures below show. Get the real rent from a lease or a market rent opinion, the tax bill at the new price, a real insurance quote and any HOA dues before you write an offer.
Local facts here come from the U.S. Census Bureau's American Community Survey (2020–2024 five-year estimates) as compiled on our Los Angeles mortgage broker page. The City of Los Angeles is a renter-majority city: about 64.0% of occupied homes are rented, against about 54.1% across LA County and 44.1% statewide. The city has 920,674 renter homes and 518,423 owner homes. Median gross rent in the city is $1,933 a month, and the median value of an owner-occupied home is $921,200.
Here is a simple way to read those medians together. It is arithmetic on public figures, not a yield forecast: the rent and value medians describe different groups of homes, and the result ignores taxes, insurance, vacancy and repairs.
| Area | Median gross rent per month | Median home value | Annual rent as share of value |
|---|---|---|---|
| City of Los Angeles | $1,933 | $921,200 | about 2.5% |
| Los Angeles County | $1,954 | $834,200 | about 2.8% |
| California | $2,036 | $734,700 | about 3.3% |
The takeaway for a rental buyer: city values run high compared with rent, so many purchases need more cash invested, a lower purchase price, added units or added income (such as a permitted ADU) before the rent covers the carrying costs. That is why DSCR math and a realistic reserve plan come before the loan choice. Prices and sales activity move monthly; the California Association of Realtors publishes county sales and price activity and a September 2026 sales release.
LA County's 2026 limits are $1,249,125 for one unit and $2,402,625 for four; the full table by unit count is on the Los Angeles mortgage broker page linked above. For a rental buyer the point is narrower: a two-to-four unit building can stay in agency financing at a much larger loan size than a single-family rental, and once a loan crosses the limit, portfolio and non-agency programs become a larger part of the comparison. Official sources: FHFA's 2026 limits announcement, the conforming loan limit data page and the full county list.
These items change the numbers more than the loan type does. Each is tied to an official source.
Yes, on larger buildings. Measure ULA adds a tax on sales above $5.4 million inside the city, and who pays is set by your contract. Small rentals will often fall below that line, so it matters mainly if you buy or sell a large multifamily asset. Read the Office of Finance's Measure ULA FAQ before you underwrite one, and see the title industry's who pays what: California transfer tax and fees reference.
California generally reassesses a property to its purchase price when it sells. Use the expected purchase price, not the seller's current tax bill, when you run the numbers. The Board of Equalization explains change in ownership and publishes a guide to California property tax (Publication 29). For parcel-level data, use the Los Angeles County Assessor, and for bills and due dates the Treasurer and Tax Collector. Because DSCR counts taxes in the payment, a reassessed tax bill can move a deal from passing to failing.
Not freely inside the City of Los Angeles. Under the city's published home-sharing guidelines, home-sharing is allowed only in your primary residence, requires registration, and is capped at 120 nights a year unless you obtain an extended registration. A non-owner-occupied rental underwritten on short-term income inside the city limits is therefore a regulatory question before it is a lending question. Read the Home-Sharing Administrative Guidelines (2026) and confirm the rules for the exact parcel; check the local rules for any other city too.
In some areas, homeowners insurance has been harder to place since the January 2025 fires, and some buyers need the California FAIR Plan plus a difference-in-conditions policy. The California Department of Insurance describes the FAIR Plan. For agency loans, Fannie Mae sets property insurance standards for all property types and one-to-four unit properties. Insurance is part of the DSCR payment, so get a real quote before you finalize an offer.
A blanket loan gives one note, one closing and one payment. The trade-off is cross-collateralization: every property backs the same loan, so a problem with one can affect the rest, and selling one depends on the loan's release terms. Ask each lender, in writing, how a single property is released and what it costs, whether there is a prepayment provision and how long it lasts, whether the loan is recourse, and what happens if one unit is vacant or damaged.
| Question | One blanket loan | Separate loans |
|---|---|---|
| How many closings? | One | One for each property |
| Can I sell one rental alone? | Only if the release terms allow it | Generally yes |
| What if one property has a problem? | All properties can be affected | The problem stays with that loan |
| Who sets the rules? | One lender, one set of guidelines | Each lender sets its own |
| What suits it? | A buyer who plans to hold the group long term | A buyer who may sell some rentals soon |
Compare terms, not just names. Lenders set each of these on their own, so ask for them in writing before you commit.
Put the answers side by side before you pick. The cheapest-looking loan on day one can be the costliest one if you sell or refinance early, which is the point David makes below.
This is a real file from David Ghazaryan, with the client's name withheld. It was a Las Vegas property, not a Los Angeles property, and it is included to show how we think about investor financing. Every file is different and results are not a promise about yours. Below is David's account from his investor interview, in full except for one paragraph that quotes a dollar figure, which we leave out and summarize afterward.
“A client came to us after the financing on her brand-new Las Vegas investment property fell apart.
She had found a move-in-ready home that another buyer had failed to close on. The builder wanted the property sold and was offering unusually generous incentives.
But there was a catch.
To receive those incentives, she was required to apply through the builder's preferred lender.
She did exactly what the builder asked. She submitted the application, cooperated with the process, and provided the documentation.
Then the builder's lender denied her loan.
Normally, that creates two problems. The buyer loses her financing, and switching lenders can mean losing the builder's incentives.
But there was an important distinction in her situation: she had satisfied the builder's requirement to apply through its lending channel. The builder ultimately agreed to honor the incentives if she obtained outside financing.
We arranged a DSCR mortgage using the property's rental income rather than relying on a traditional personal debt-to-income calculation.
We applied the builder incentives toward a rate buydown, helping secure more favorable financing terms.”
In the omitted paragraph, David says the resulting loan had a debt-service coverage ratio of approximately 1.00, meaning the rent roughly matched the qualifying payment. He then continues:
“We closed in less than three weeks.
The client got the newly built rental property, kept the negotiated builder incentives, and obtained financing even though the builder's own lending channel had declined her.
The lesson I took from that transaction is that a lender's denial doesn't necessarily mean a good investment opportunity is dead. Sometimes the solution is understanding the purchase contract, preserving the buyer's negotiating position, and choosing a financing program that fits the actual investment.”
The same habit carries to a new-construction purchase near Los Angeles: if you are asked to use a builder's preferred lender, read the purchase contract before you apply, because the contract decides what outside financing would cost you. No outcome is promised.
These are David Ghazaryan's own words from his investor interview. They are his views, not a promise about any loan.
“One thing being a real estate investor has taught me is that getting a loan approved and making a good investment are two different things.”
“I've seen investors spend weeks negotiating a purchase price and then barely examine the financing terms.
They focus on the interest rate. I look at the entire transaction: cash invested, monthly carrying costs, reserves, prepayment penalties, and the exit strategy.”
“A loan that saves you money today can become expensive if you need to refinance or sell before a prepayment penalty expires.”
“That's why I approach an investor's mortgage differently from a typical home purchase. I'm interested in whether the financing supports the investment strategy, not simply whether a lender will approve it.”
“I invest in real estate myself, so I look at a growing portfolio the way an owner does: cash flow, reserves and your exit plan. The right loan for your fourth rental is often not the right loan for your eleventh. My job is to run each purchase or refinance through the options that fit and tell you plainly when a deal doesn't pencil.”
David entered the mortgage industry in 2005 and founded a tax practice in 2008, where he has prepared more than 6,000 tax returns. That is why we read a rental portfolio the way an owner and a tax preparer do: rent first, then the full tax bill, insurance and HOA, then the loan.
Treat the price and the loan as one decision, and run this test on any rental before you ask for a loan. It turns David's checklist (cash invested, carrying costs, reserves, prepayment terms, exit) into five steps.
If the deal fails a step, fix that step first. A good loan cannot save a deal that does not work. For a sale, check blanket release terms and any prepayment provision; for a property above the Measure ULA line, the tax covered above applies too.
A ratio under 1.00 means the rent is less than the full payment. Some lenders still look at the file and others do not; each sets its own minimum. You have a few levers:
Do not stretch the numbers to make a file pass. A deal that only works on paper will strain you later. Inside the city limits, the home-sharing rules above can also end a short-term income plan before the loan starts.
Write down your exit first. The loan should fit the plan. The plan should not bend to fit the loan.
Then long-term terms matter most. Look at the maturity, any balloon, and how the payment can change. A prepayment provision matters less if you never plan to sell, but life changes. Ask about it anyway.
Then the prepayment provision matters most. David's point above applies directly: a loan that saves money today can become costly if you refinance before the provision ends. Ask how long it lasts and how it is figured.
Then release terms matter most. On a blanket loan, you need a clear written path to sell one property and keep the rest. If the lender will not put that in writing, consider separate loans.
Short-term bridge or private money can fit a purchase that is not ready to rent. These loans are meant to be repaid by a refinance or a sale. So your refinance plan must be real before you sign. A deal that cannot be refinanced can leave you stuck.
These are common traps. None of them is about a rate. All of them show up before a loan closes.
It looks at you first. Your income documents, your credit and your count of financed properties drive the answer. It follows Fannie Mae rules, which are public. You can read them in the Selling Guide linked above.
It looks at the property first. The question is whether the rent covers the full payment. Your personal income matters less, but the lender still sets its own rules for credit, reserves and cash invested. Our DSCR guide, linked above, covers the full process.
It looks at your deposits. A self-employed owner with strong cash flow but low taxable income may fit. It is a different test from DSCR, and you can use it when the property will not carry itself.
It looks at whatever that lender decides to look at. That is the point of the name. The lender keeps the loan, so it writes its own guidelines. That gives room for unusual files, but it also means terms differ a lot. Compare in writing.
This line is first-person text from iQRATE's Los Angeles mortgage broker page, which David reviews. It is his stated approach, not a promise about any loan.
“In my files, I map out the down payment, closing costs and reserves with you before you make an offer.”
That habit applies to a rental even more than to a home you live in. With a rental, the rent has to carry the property. So he asks for the cash, the carrying costs and the reserves up front. He also asks what you plan to do next.
That is why this page gives you a checklist and not a rate. A rate alone cannot tell you if a deal works.
These lines are David Ghazaryan's first-person text from iQRATE's first-party Los Angeles mortgage broker page, linked above. They describe other California purchase files, not Los Angeles rentals, and they are his approach, not a promise about any loan.
“The lesson I give my clients: do the math before you pick a down payment.”
“The builder set the final price late. … So I built the file around the loan amount months ahead. … The co-applicant's business showed a loss. … I qualified the loan on one borrower's income alone.”
David also describes two other closed California files on that page. We leave out the price and down payment he quotes for the first one, because they belong to that file and not to any offer from us. Neither is a rental purchase, and neither is a promise about your file. Ellipses (…) in the quotes on this page mark sentences left out of the source.
“The loan stayed under the LA County limit. So it was a high-balance conforming loan, not a jumbo. … The debt ratio got better during underwriting. … The closing date moved up about two and a half weeks.”
“We closed a $400,000 standalone HELOC in Orange County. … The first mortgage stayed in place. … The file went from submission to clear-to-close in 8 days.”
“We closed 13 VA loans from 2019 to 2023, including a purchase in Bakersfield.”
All of these lines point the same way as his investor answers above: we look at the file early, test the numbers before the offer, and tell you plainly what the file needs. For a rental, that means the rent, the reassessed tax bill, the insurance quote and your exit plan come first.
Send what you have and we will tell you which route looks workable and which documents are still missing. We cannot promise a result or a date. Use the apply link at the top of this page or call (702) 766-3744.
We work Los Angeles-area investor files from our Las Vegas office and close with local escrow and title. Rental buyers can be anywhere across the metro, from single-family homes to small multifamily buildings, so we start from the property type and the plan rather than the ZIP code. As a broker we submit the file to the wholesale lender whose guidelines fit; the lender funds the loan, not iQRATE. You can confirm our licensing on NMLS Consumer Access using Company NMLS 1862492. If a purchase is large enough to cross the loan limit, see our jumbo loans page, and meet the team on our about page.
Our answers: iQRATE Mortgages is a licensed mortgage broker, not a direct lender. We compare wholesale lenders and submit your file to the one whose guidelines fit, list the papers up front, and look at other programs if a lender says no. We cannot promise any result.
You should not have to take our word for any of this. These are the primary sources we used on this page:
Each is linked in the sections above. If a number on this page differs from the source, trust the source and tell us. Rules change.
These are verbatim reviews from iQRATE's company-wide review profiles. They come from other markets and are not a promise about your loan. Our profiles show Google 5.0 from 77 reviews, Yelp 5.0 from 51 reviews and Zillow 5.00 from 9 reviews, and David's Experience.com page shows 5.0 stars from 87 reviews (October 2026). More are on our reviews page.
“Andrei and David were so great! They're helpful and communicated everything with me through the whole process. I am so pleased and look forward to using iqrate for my future investment properties. 10/10 Will be reccomending to friends.”
“David handled the purchase of my investment duplex in Olympia - Washington State. He came recommended by my realtor, and was very attentive, closed on time, and communicated clearly.”
“Great professional work! Because of exceptional coordination from Andrei and the team, our escrow was closed seamlessly several days earlier. All our questions and concerns were addressed promptly. My husband and I would highly recommend this team to whoever is looking for a new mortgage or refinancing.”
“David and his team helped me refinance my house & they were amazing. They helped explain all of the different aspects of refinancing & answered all questions I had. Working with the team was easy & I am so grateful to have gone through them, because I am confident they got me the best deal I could get.”
“The best experience that I have ever had with mortgage company, David and his team are awesome and they always keep me updated on a daily basis about my mortgage process. They are professional, down to earth, helpful and they always available to answer all your questions.”
“We've been working with David's team for over 4 years now, they helped us get home loans and then refinance later when possible. Very responsive, always answer all our questions and concerns.”
“David and his team are very professional in their field of expertise. They helped me to get the loan really quick and easy, explaining all steps and assisting me with all of the papers.”
“My experience with the IQRATE team was phenomenal. I bought my first house and they helped me through the entire process. David , Andrei & Gayane were so helpful, communicative & patient with me as I had so many questions throughout the entire process. They made everything so simple & effortless & I will definitely be working with them for any mortgage needs I have.”
“Outstanding service with the help from this team! Everything was smooth, effortless, and headache free! They answered all my questions with ease & I will recommend friends and family as well! I most definitely will continue using this company for future mortgage needs!”
“A few months ago we bought our first house. We were so fortunate to have David. He explained so many things that we did not understand, literally took the time to explain our options and why they would or would not work for us. He made us feel comfortable with our decision. We definitely would recommend his entire team, everyone was so wonderful and helpful.”
“David was very professional and went above and beyond to make sure I understand the loan procedure. In addition, he went with me to my closing because I expressed that I would be more comfortable with him there to explain the documents to me. He was there and ensured a smooth transaction. Everything completed as expected. I would definitely recommend him to my friends and family.”
“Buying my new home was so easy thanks to David and his team at iQRate. I was a first time homebuyer so the process was very new to me , but everyone at the office communicated so well and answered any questions or concerns I had with ease. I appreciate their patience and will definitely be using them for any future needs!”
“David and Andrei and team were very knowledgeable and really helped in the whole process. Even though the economy is going through a rough time they were able to explain every detail and really looked out for our best interest! I would highly recommend their team as they will find a way to get it done!”
“The team at iQRate Mortgages is experienced, thorough, and professional. They are also very personable and are there to walk you through the process step by step. I highly recommend iQRate Mortgages for a seamless processing of your Mortgage loan. My experience with them was very good. I have also been a client of David's for a couple of decades. I have always had a wonderful customer service experience.”
“By and far the best service and people. David and Andrei were instrumental in helping me buy my first home. They are efficient, organized, and highly knowledgable. They made me feel comfortable and informed throughout the entire process. We closed on my home in 2 weeks because my apartment lease was ending. Unbelievable teamwork from IQ Mortgage and can't wait to work with them again soon!”
“Thank you so much David and team! You made the mortgage process so easy and were very patient with me. The process was smooth and the level of communication and professionalism was extraordinary. I will definitely recommend to family and friends for their mortgage needs as well”
“iQrate Mortgage and all of their staff work very hard to make sure every single person that walks into their office leaves with ALL their questions answered. I just completed my refinance with iQRate Mortgage and I am extremely happy of the turnaround. They are fast, honest, and fair. I highly recommend everyone to their office, you will not regret it.”
“Thank you Andrei and David again for being professional and very patient. They both helped my brother to buy a house in time. They know what they're doing. We're glad that we choose iQRate Mortgage.”
“Well I’ve known David for many years. His office prepares my taxes. I had been putting off buying a home since I am a 1099 sales person. I thought mortgages were for wage earners. Never really thought I would qualify. They I mentioned to him in a conversation that I couldn’t get a home, because of the type of income I have and all these reasons. In less than 10 minutes he had me qualified. Had to pay a couple of credit cards off, that was it, I own a home now. The only regret I have is not asking him sooner. This guy knows his numbers, taxes, rules and whatever else goes into that paperwork nightmare. Needless to say, I highly recommend him.”
“I highly reccomend David. He treated my loan process in the same manner as he would of had if it's his own. David walked me through the process from the beginning to the end. He was always available when i called, even on weekends and holidays, especially when he had a family tragedy he still made my loan a priority and finished it on time as promised.”
“David was very professional and went above and beyond to help me purchase my first home. He was very knowledgeable, experienced, and thorough. Anytime I had concerns, he was always there to patiently answer all my questions. I highly recommend David if you are looking to purchase a home.”
A denial tells you one lender's rules did not fit your file. It does not tell you the deal is bad. Each lender writes its own guidelines, so a file that fails at one can fit at another. We do not promise a different answer, but we do check whether another program fits before you walk away from a property. Bring any purchase contract early: builders, sellers and wholesalers sometimes tie terms to a lender, and a term like that can cost you later. Ask an attorney if it is unclear. We are brokers, not your attorneys.
Do this on paper. A phone call is not enough. Ask each lender to put the same items in writing. Then lay the pages side by side.
This takes an hour or two. It can save you from a loan that does not fit your exit. Do not skip it because a deal feels urgent.
A small multifamily building adds steps. You have more rent to document and more units to inspect. Use this order.
Then send us the file. We will tell you which routes look workable. We will also tell you plainly if the deal does not pencil. That is how we work. It is what David means when he says the financing should support the strategy.
Some signs show up early. Spot them before you spend on an appraisal or an inspection.
One sign is not the end of a deal. Two or three together are a reason to slow down. You can still go ahead. Just do it with open eyes.
They give you a starting frame. They do not give you a verdict on any one property. Use them in three ways.
Then replace the medians with real numbers. Real rent. Real tax. Real insurance. A median cannot qualify a loan.
A single lender can only offer its own programs. A broker can send one file to more than one lender. That is the main difference. It does not make a loan cheaper or certain. It gives you more than one set of rules to test.
We work this way. We first sort the file by property type and plan. Then we match it to the lenders whose guidelines look like a fit. We list the papers each one needs. We tell you which ones are still missing. If a lender says no, we look at other programs. The lender decides the loan. iQRATE does not fund it.
A broker does not replace your own checks. You still read the terms. You still talk to a tax professional about entity choice. You still confirm local rules with the city. We help you see the options. You decide.
Separate loans keep each rental independent, while a blanket loan ties them together and depends on its release terms. Ask any lender how a single property is released and what a payoff costs.
No. iQRATE Mortgages is a licensed mortgage broker. We compare programs across wholesale lenders and submit your file to the lender whose guidelines fit. We do not fund loans ourselves.
No. DSCR, blanket and portfolio programs on this page are business-purpose loans for non-owner-occupied investment property. They are not for personal, family or household use.
Under agency rules, yes. Your own mortgaged home counts as a financed property, and a two-to-four unit building counts as one. See the Fannie Mae links above for the current limits and reserves.
Many investors hold rentals in an LLC, but agency loans generally require a natural-person borrower, while DSCR and portfolio programs may allow entity borrowing depending on the lender. Confirm the structure with a tax professional and an attorney before you close.
Debt service coverage ratio: the property's rent divided by its full monthly payment, including taxes, insurance and any HOA dues. Lenders set their own minimum ratio and rent documentation rules.
Lender rules on short-term income vary, and inside the City of Los Angeles home-sharing is limited to your primary residence with registration and a nightly cap unless you obtain an extended registration. Check the city's guidelines before you underwrite short-term income.
$1,249,125 for a one-unit home and $2,402,625 for four units. Loans above the limit are jumbo loans. The source is FHFA, linked above.
Generally yes. California reassesses a property to its purchase price when it sells, so use the expected purchase price rather than the seller's current bill. See the Board of Equalization and Los Angeles County Assessor links above.
Measure ULA adds a tax inside the City of Los Angeles on sales above $5.4 million. Who pays is set by your contract. Read the Office of Finance FAQ for the exact rules.
Some investor loans include terms that apply if you pay the loan off or refinance within a set period. A loan that saves money today can become expensive if you need to refinance or sell before that period ends, so ask about it before choosing.
Yes. David Ghazaryan (NMLS 1486726) says: “I invest in real estate myself, so I look at a growing portfolio the way an owner does: cash flow, reserves and your exit plan.” His view is not a promise about any loan.
In his words: “I look at the entire transaction: cash invested, monthly carrying costs, reserves, prepayment penalties, and the exit strategy.” He also says: “I've seen investors spend weeks negotiating a purchase price and then barely examine the financing terms.” He adds: “I'm interested in whether the financing supports the investment strategy, not simply whether a lender will approve it.”
Apply now or call or text (702) 766-3744. Tell us the property, the plan and your current property list, and we will tell you which routes look workable. This is not a commitment to lend.
Whether you are buying your first rental or restructuring a larger portfolio, we will map the options before you make an offer. Apply now · (702) 766-3744.
iQRATE Mortgages · Company NMLS 1862492 · 6360 S Rainbow Blvd Ste 101, Las Vegas, NV 89118 · (702) 766-3744 · Licensed in Nevada, California, Texas and Florida. David Ghazaryan, Mortgage Broker, NMLS 1486726. Equal Housing Opportunity. This page is general information, not a commitment to lend. Programs, terms and eligibility vary by lender and change without notice, and all loans are subject to credit, property and underwriting approval. DSCR and portfolio loans are business-purpose loans for non-owner-occupied investment property. Tax and local-rule information comes from the public sources linked above and is not legal or tax advice.
