Video Transcript:
Most big lenders say your future company stock is not real qualifying income. In expensive places like San Jose, this thinking creates a major roadblock for buyers. I'm David Ghazaryan. My job is finding lenders who see your full picture. I connect your stock income to lenders who understand its true, stable value. We use your future stock value, but we must account for market changes. So, we apply a safety discount, often around thirty percent (Data may vary). This careful discount is the key. It turns your future stock plan into powerful, usable income now. This is how you can afford a much bigger home. But be very careful about changing jobs during this process. If you leave, you lose your unvested stock, and your income history resets back to zero. The details behind this structure are on my channels. See the related article and my social media platforms by using the links in the description.
Read Blog Here: https://www.iqratemortgages.com/blog/using-unvested-rsus-for-a-san-jose-jumbo-loan-ca3fd
