Specialized In Jumbo Loans, Investor Loans, DSCR Loans, Non-QM Financing, Commercial Mortgages, and Tax-Informed Lending Strategies
Published By
David Ghazaryan
Owner / Broker / Banker
Contact Me At
(702) 766-3744
NMLS 1486726
The Department of Veterans Affairs (VA) loan program requires borrowers to intend to live in the property they are purchasing. However, the program offers significant exceptions specifically for active-duty service members who cannot meet this requirement due to military obligations.
A key provision allows a non-military spouse to satisfy the occupancy rule on behalf of a deployed service member. This ensures military families are not prevented from buying a home due to deployments or temporary duty assignments (TDY) from bases like those in San Diego or Oceanside.
This guide outlines the specific rules, including the 60-day move-in timeline for the spouse, the necessary documents like military orders and a Power of Attorney, and how to handle potential delays to ensure a smooth and compliant home-buying process.
Read the full blog article here: https://www.iqratemortgages.com/blog/can-my-spouse-satisfy-va-loan-occupancy-in-san-diego
Deployment orders shouldn't stop you from buying your new home. I am David Ghazaryan. I solve this occupancy rule problem. Your spouse can move in, satisfying the rule for you. They must move in within sixty days of closing time. We use your housing allowance to increase your buying power. See the full article and my platforms in the description.
Read Blog Here: https://www.iqratemortgages.com/blog/can-my-spouse-satisfy-va-loan-occupancy-in-san-diego
