Video Transcript:
Most lenders reject your unvested stock for a home loan. But for Miami jumbo loans, the entire system works differently, creating a powerful, unseen opening. I build the specific loan packages that get approved. I am David Ghazaryan, and my process shows lenders how your unvested stock is predictable monthly income. Lenders see your future shares coming. They use today’s price, but subtract a safety amount. This new, lower total becomes your calculated monthly income. (Policy may vary) This method allows you to qualify for your big home loan now. You do not have to sell your valuable stock, avoiding large tax payments today. Here is the main risk to watch. If your company's stock price falls before closing, your calculated income also drops, which can stop the loan. My work is managing these complex moving parts for you. Follow my analysis on social platforms. For more details, the related article is linked below.
Read Blog Here: https://www.iqratemortgages.com/blog/using-unvested-stock-for-a-miami-jumbo-loan-in-florida
