Specialized In Jumbo Loans, Investor Loans, DSCR Loans, Non-QM Financing, Commercial Mortgages, and Tax-Informed Lending Strategies
Published By
David Ghazaryan
Owner / Broker / Banker
Contact Me At
(702) 766-3744
NMLS 1486726
Fund Your Down Payment Without Selling: A securities-backed line of credit (SBLOC) allows you to borrow against your investment portfolio to fund a jumbo loan down payment, avoiding the need to liquidate assets.
Avoid Capital Gains Tax: By not selling appreciated stocks or mutual funds, you can defer or avoid paying significant capital gains taxes, a key advantage for long-term investors.
Key Considerations: It is crucial to understand the impact on your debt-to-income (DTI) ratio, the specific qualification requirements, and the primary risk of a margin call if the market value of your portfolio declines.
Read the full blog article here: https://www.iqratemortgages.com/blog/portfolio-loans-for-a-jumbo-down-payment-in-california
Everyone thinks you must sell stocks to buy a home. My name is David Ghazaryan. I show how stocks buy homes. You borrow money using your stocks, so you pay no tax. Sellers see a big down payment, so they choose you. If stocks fall too low, the lender will call you. My analysis continues on all my platforms. See links below.
Read Blog Here: https://www.iqratemortgages.com/blog/portfolio-loans-for-a-jumbo-down-payment-in-california
