Video Transcript:
Most people think their job must pay for a rental property loan. But here, the property itself actually pays all the bills. Your personal money is not the main decider. I personally structure these unique loans. My name is David Ghazaryan. My system looks at the property's real ability to earn money, not your own. Lenders don't just use your rent. They compare your rent number to the market price and pick the lower one. They then subtract for empty rooms. This secret math is your advantage. I show you the exact rent number the lender will use, long before you even apply for the official loan. Lenders see renting by the room as more risky for their money. This means the loan can cost more, and you need extra savings ready. This structured thinking defines my work. My complete analysis is detailed in the article. Follow my platforms. You can find all links in the description below.
Read Blog Here: https://www.iqratemortgages.com/blog/how-lenders-underwrite-a-houston-co-living-dscr-loan
