Video Transcript:
You found the perfect home, but a hidden rule might stop your FHA loan. This ninety-day block is not about your credit; it’s about the property’s timeline. This is the exact mechanism I, David Ghazaryan, build strategies around daily. I analyze the seller's deed date to ensure the FHA ninety-day rule is met. The countdown starts not when the seller buys the house, but from one specific moment. The day their deed is officially recorded with the county government. Knowing this rule gives you control. You can wait for the timeline to end. Or, you can switch to a loan that doesn't have this rule. This rule protects you from houses that are flipped too fast. It prevents quick, cheap fixes and inflated prices, which helps keep the entire neighborhood market stable. This specific regulation is just one piece of the larger system. I explain these structures on my platforms. The full article and links are in description.
Read Blog Here: https://www.iqratemortgages.com/blog/fha-90-day-flip-rule-a-guide-for-houston-homebuyers



