Video Transcript:
The government sets no minimum score for your VA loan benefit. So why do so many lenders deny good veterans based on that number? It is a common misunderstanding. I am David Ghazaryan. My work is structuring loans around this roadblock. Lenders add private rules called overlays, which are much tougher than the VA's actual requirements. A big lender might require a 640 score for their internal risk model. (Data may vary over time). This is just a business rule, not a VA rule. The solution is not always fixing your credit score right away. It is finding a different lender with rules that fit your specific financial story now. Your VA eligibility is a powerful tool, but it does not open every door. The wrong lender choice means your earned home benefit might remain just out of reach. This system has clear rules that we use for approvals every day. Follow my work on all social platforms and see the full article in the description.
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