Specialized In Jumbo Loans, Investor Loans, DSCR Loans, Non-QM Financing, Commercial Mortgages, and Tax-Informed Lending Strategies
Published By
David Ghazaryan
Owner / Broker / Banker
Contact Me At
(702) 766-3744
NMLS 1486726
Use PCS Orders as Income Proof: Active-duty military members can utilize their Permanent Change of Station (PCS) orders as a guarantee of future employment and income for VA loan qualification, overcoming the common challenge of needing local paystubs before moving to a new duty station like San Diego or Oceanside.
Maximize Purchasing Power with BAH: Lenders verify your future Basic Allowance for Housing (BAH) by using the official Department of Defense calculator with your pay grade and new ZIP code. Because BAH is non-taxable, lenders can 'gross it up', increasing its value for debt-to-income calculations and significantly boosting your home buying budget.
Prepare Key Documentation Early: To streamline the pre-approval process, gather essential documents such as your complete PCS orders, your two most recent Leave and Earnings Statements (LES), a formal Statement of Service from your command, and a Certificate of Eligibility (COE), which your lender can typically obtain for you instantly.
Read the full blog article here: https://www.iqratemortgages.com/blog/qualify-for-a-va-loan-in-california-before-your-pcs-move
You think you must move before buying a new home. My system works differently. I, David Ghazaryan, use your orders. We use a calculator for your new, higher housing pay. Your bigger housing pay means you can afford a better home. This process lets you secure your home before you move. See my full article and platforms. Links are in description.
Read Blog Here: https://www.iqratemortgages.com/blog/qualify-for-a-va-loan-in-california-before-your-pcs-move
