Video Transcript:
Your property has stores and homes, but lenders might not agree on its type. This simple definition can stop your loan before it even begins. I am David Ghazaryan, and I see this exact problem every single day. Lenders follow strict rules, and I navigate these systems precisely for my clients. Here is the one key rule: if the business part is too big, the property becomes fully commercial. Over thirty-five percent changes everything. (Data may vary over time) To get your loan approved, show strong home rental income and long business leases. Lenders value a stable, predictable business tenant more than just high rent. Getting this wrong has big results. Your property could be called ineligible, forcing you into different, harder loans. The right label is your first big step. This structure is just the beginning of the analysis. I explain more core systems on my social platforms. See the full article and my links below.
Read Blog Here: https://www.iqratemortgages.com/blog/dscr-loans-for-texas-mixed-use-properties-an-austin-guide
