This Special Loan Ignores The 10-Mortgage Limit

June 30, 2026

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David Ghazaryan

Owner / Broker / Banker

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(702) 766-3744

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TL;DR

For Texas real estate investors who have reached the conventional lending limit, understanding advanced financing is key to continued growth. Here is a summary of the main points:

The 10-mortgage limit set by Fannie Mae and Freddie Mac frequently acts as a barrier for investors seeking to expand their portfolios.
To overcome this, investors can use alternative financing like portfolio loans and blanket mortgages, which are not bound by the same restrictive guidelines.
Successfully securing these advanced loans requires understanding their specific requirements, which are often stricter than conventional mortgages and crucial for scaling real estate investments in markets like Houston and Dallas.

Read the full blog article here: https://www.iqratemortgages.com/blog/next-step-after-10-mortgages-in-houston--dallas

Video Transcript:

Most people think you can only buy ten investment homes. I am David Ghazaryan, and I build different loan structures. We use special loans that look at the house’s income. This lets you take out cash to buy more homes. The rates are a little higher, but you keep growing. See our platforms and website. The article link is below.

Read Blog Here: https://www.iqratemortgages.com/blog/next-step-after-10-mortgages-in-houston--dallas

David Ghazaryan

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