Video Transcript:
Veterans ask me if waiting for a disability rating is smart. It saves thousands on fees, but in a hot market, you could lose the house. I’m David Ghazaryan, and I structure these deals. We analyze the funding fee, the refund path, and the risk of waiting to close the loan. The refund system pivots on one thing: the effective date. If your disability date is before your closing date, the VA refunds the entire fee. You don’t have to wait. With the right papers, like a proposed rating, we can sometimes get the funding fee waived at the closing table. An approved rating does more than save that fee. It’s tax-free income, so we can count it as more money, helping you buy a bigger house. This is how we build a financial strategy together. For more details from the article, see my social platforms. Links are in the description.
Read Blog Here: https://www.iqratemortgages.com/blog/timing-your-texas-va-loan-with-a-pending-disability-rating
