Specialized In Jumbo Loans, Investor Loans, DSCR Loans, Non-QM Financing, Commercial Mortgages, and Tax-Informed Lending Strategies
Published By
David Ghazaryan
Owner / Broker / Banker
Contact Me At
(702) 766-3744
NMLS 1486726
Minor Score Impact: A hard credit inquiry for a mortgage application generally lowers your credit score by a small amount, often less than five points, and this effect decreases over time.
Smart Rate-Shopping: You can apply with multiple mortgage lenders within a specific timeframe, typically 14 to 45 days, and credit scoring models will treat these inquiries as a single event to protect your score.
Minimize Inquiries: By communicating your intentions clearly to lenders and using a mortgage broker, you can effectively gather loan estimates while preventing multiple, unnecessary hard pulls on your credit report.
Read the full blog article here: https://www.iqratemortgages.com/blog/how-investors-protect-credit-scores-in-austin--dallas
Asking for many loans can actually protect your credit score. I am David Ghazaryan. I make many lenders compete for you. A special two-week window lets you ask for many loans. I use that window to make dozens of lenders compete. This gets you the best loan without hurting your score. See my full article and social links in the description.
Read Blog Here: https://www.iqratemortgages.com/blog/how-investors-protect-credit-scores-in-austin--dallas
