Why Your VA Refinance Could Be Costing You Thousands

August 10, 2026

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David Ghazaryan

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TL;DR

A VA IRRRL is not always a good deal and can cost you thousands if timed poorly.

Calculating your break-even point is critical to understanding the true cost of refinancing your mortgage.

No-cost refinance offers typically conceal fees by adding them to the new loan's principal balance.

Read the full blog article here: https://www.iqratemortgages.com/blog/when-a-florida-va-irrrl-is-a-bad-financial-move

Video Transcript:

Lowering your VA loan rate feels great but can lose you money. I am David Ghazaryan, and I protect you with one calculation. We divide your closing costs by the savings each month. (Data may vary over time) You must stay past this date, or you lose the money. A new 30-year term quietly adds thousands in total interest. Find my complete analysis and social platforms in the description.

Read Blog Here: https://www.iqratemortgages.com/blog/when-a-florida-va-irrrl-is-a-bad-financial-move

David Ghazaryan

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