Video Transcript:
Your student loan payment is zero, so you think buying a home is easy. But lenders say no. This math does not make sense. I will show you why. Lenders use tricky rules that trip people up. I am David Ghazaryan. My job is to know these rules so you do not get stuck. Your zero-dollar student payment is ignored. Instead, lenders must use a special math rule on your total loan balance. This creates a large monthly debt payment. Knowing this rule gives us an edge. We just choose a different loan program that allows using your actual zero-dollar payment. This is how we structure success. This one choice changes everything. Using the correct loan program protects your buying power. The wrong one adds huge, fake debt, stopping your purchase of a home. The right structure is always the answer. For deeper analysis like this, find me on my social platforms. Read the full article using the links below.
Read Blog Here: https://www.iqratemortgages.com/blog/how-pslf-affects-getting-a-mortgage-in-texas
