Your Commission is NOT Guaranteed. Here's Why.

July 6, 2026

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Published By

David Ghazaryan

Owner / Broker / Banker

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(702) 766-3744

NMLS 1486726

TL;DR

This article explains why traditional mortgage pre-approvals are unreliable for real estate agents, often leading to unpredictable income and deals that fail at the last minute. It introduces the concept of a Commission Certainty Score, a tool that provides transparency into the mortgage underwriting process. By understanding the key stages a loan must pass, agents can:

Accurately forecast their commission income based on weighted probabilities.
Better manage client expectations with concrete, milestone-based updates.
Make strategic business decisions, such as hiring staff or increasing marketing spend, based on predictable cash flow.

Read the full blog article here: https://www.iqratemortgages.com/blog/what-is-your-commission-certainty-score-in-florida

Video Transcript:

That pre-approval letter agents trust is built on digital sand. I'm David Ghazaryan. I see past the automated pre-approval letter. From 25% to 99% sure, a real person checks everything. (Data may vary over time) This score changes your wish list into a real paycheck. Knowing your money helps you build and grow your business. My whole plan is explained below. Follow for more ideas.

Read Blog Here: https://www.iqratemortgages.com/blog/what-is-your-commission-certainty-score-in-florida

David Ghazaryan

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