Video Transcript:
SCENE 1 Dialogue: "No-cost" loans are not free; the payments are just moved. Dialogue Timeline: 0–1 sec: "No-cost" loans 1–3.5 sec: are not free; the payments 3.5–5 sec: are just moved. SCENE 2 Dialogue: I, David Ghazaryan, show you how these loan payments work. Dialogue Timeline: 0–1 sec: I, David 1–3.5 sec: Ghazaryan, show you how these 3.5–5 sec: loan payments work. SCENE 3 Dialogue: Costs are added into your loan, or paid with rates. Dialogue Timeline: 0–1 sec: Costs are 1–3.5 sec: added into your loan, or 3.5–5 sec: paid with rates. SCENE 4 Dialogue: Your Loan Estimate paper shows the truth in box J. Dialogue Timeline: 0–1 sec: Your Loan 1–3.5 sec: Estimate paper shows the truth 3.5–5 sec: in box J. SCENE 5 Dialogue: We calculate when you start saving money from this loan. Dialogue Timeline: 0–1 sec: We calculate 1–3.5 sec: when you start saving money 3.5–5 sec: from this loan. SCENE 6 Dialogue: My full breakdown is on my platforms and in description. Dialogue Timeline: 0–1 sec: My full 1–3.5 sec: breakdown is on my platforms 3.5–5 sec: and in description.
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