Video Transcript:
Are you struggling to get a loan approved even though you know your income is valid and stable? Lenders often say no to non-traditional income sources. I am David Ghazaryan, a loan structuring specialist. I help people just like you navigate the complexities of the mortgage process by structuring these loans correctly. Here is a crucial fact: your tax-free money, from sources like disability or certain retirement funds, is actually worth significantly more when you are applying for a loan. That is because lenders are permitted by official guidelines to 'gross up' this non-taxable income. We add twenty-five percent to it, massively boosting your home buying power. This is not just some loophole; it is a specific, powerful rule that is especially important for FHA loans, which must accept your documented stable income. Don't let a lender unfairly deny you the home of your dreams simply because they don't understand the rules. For more analysis, see my platforms below.
Read Blog Here: https://www.iqratemortgages.com/blog/how-to-use-ihss-income-for-a-california-mortgage
